From manual registers to a fully automated, cloud-ready platform CREDITLiVE gives every society a 360-degree view of every account, every day.
CREDITLiVE runs on Windows desktops, web browsers, and cloud servers alike so your team works seamlessly whether they're in the head office or a remote branch. The paperless-first architecture eliminates physical registers, cuts data-entry errors, and speeds up every daily process. Rich real-time dashboards surface the numbers that matter the moment you need them.
The My Balance app gives every society member instant, secure access to their complete financial picture anytime, anywhere, on any Android device.
View and manage Share accounts, Compulsory Savings, Regular Savings, Special Savings, and Fixed Deposits all from one screen.
Instant visibility into Home Loans, Security Loans, Vehicle Loans, Gold Loans, Loan Against Daily Deposit, and Loan Against Fixed Deposit.
Each member has a personal, secured login tied to their society account with role-based access ensuring only their data is visible.
Push alerts for EMI due dates, transaction confirmations, and account updates keep members informed without any manual follow-up.
CREDITLiVE bundles every module a modern credit society demands from loan origination to statutory compliance in a single, tightly integrated platform. No stitching together of third-party add-ons.
End-to-end lifecycle management for all loan products and deposit schemes. Automate disbursements, EMI schedules, interest calculations, and closure with zero manual intervention.
Manage member onboarding, KYC, photo & signature verification, account updates, and exit processing from a single unified member profile.
Full double-entry accounting engine with voucher printing, balance sheets, P&L, and tamper-proof audit trails that track every action for complete transparency.
Pre-built, ready-to-submit compliance reports as mandated by the RBI and state Credit co-operative registrar. Stay audit-ready at all times without last-minute scrambles.
Connect member accounts to net banking and mobile banking channels, enabling members to view balances, download statements, and initiate transactions digitally.
Empower field agents with a dedicated collection module assign portfolios, track daily collections, generate receipts, and reconcile on the fly.
Operate unlimited branches under one installation with real-time data sync, consolidated MIS, and branch-level access controls.
Define granular permissions per user role tellers, managers, auditors, admins so every team member sees exactly what they need and nothing more.
Since 1999, EsJay IT Solutions has worked exclusively with Credit co-operative societies across India. Every feature in CREDITLiVE traces back to a real problem raised by a real society making it the most field-tested platform of its kind.
Years in the Industry
Societies Deployed
Integrated Modules
Paperless Workflow
Got questions about CREDITLiVE? Here are answers to what societies ask us most.
CREDITLiVE is designed for large-sector corporates, firms, and massive credit societies including credit, employee, and consumer Credit co-operative societies. It scales from a single branch to multi-city operations with thousands of daily transactions.
Yes. CREDITLiVE includes pre-built statutory and RBI compliance reports that can be submitted directly to regulators, keeping your society audit-ready at all times.
Absolutely. CREDITLiVE is cloud-ready and cross-platform, supporting Windows desktops, web browsers, and cloud server deployments. Teams across multiple branches can access it simultaneously in real time.
All branches share a single database with real-time synchronisation. Each branch has its own access scope while head office gets consolidated MIS and reports across all branches.
Our dedicated support team is reachable via phone and email. We provide technical and product support to ensure faster resolution of queries. You can also reach us at +91 93770 89288 or info@esjayit.com.
You can download the Quick Setup or CREDITLiVE Setup from our downloads section, or contact us directly for a guided demo tailored to your society's requirements.
Ready to get started?
Book a personalised walkthrough with our team. We'll show you exactly how CREDITLiVE fits your society's workflows loan processing, compliance reports, and everything in between.
